5 Biggest Home Repair Rip-offs

Replace the roof? Rebuild the foundation? Not so fast. How to avoid being scammed.

Repair Scams Are On the Rise

When Ron Harrison was buying his house outside Atlanta, the professor of entomology at Mercer University wanted to inspect it for termites himself. With the help of two knowledgeable colleagues, he gave the home a clean bill of health.

At the closing, though, Harrison got a surprise. The house had recently been treated for termites. But he could tell that it never had termites. The seller had been ripped off for more than $1,000 -- by a pest control firm that had both inspected and treated the house.

Home repair rip-offs are on the rise, up 60 percent over the past five years, according to the Council of Better Business Bureaus. And the cons could cost you hundreds, if not thousands, of dollars.

Here's how today's five biggest scams work, and what you can do to protect yourself.

Leaky Roof Wrangling The Rip-Off
Water is coming through your roof. Or is it? A con artist will say water is seeping through the shingles and you need to tear off all the old layers and build a new roof, a job that typically costs $5,000 or more.

The Reality
Most of the time, roof leaks occur because the sealing around vent pipes has failed, the metal flashing on the chimney has deteriorated or the connections between roof sections have eroded. Replacing the sealing or flashing, simply and cheaply, will often solve the problem.

Normally, an asphalt shingle roof lasts 15 to 20 years. You need to replace the roof if you see curling or missing shingles or a large amount of granular material from the shingles collecting in gutters.

Don't get talked into having the bad roof torn off, at a potential 50 percent increase in costs, unless your building code demands it. Many towns will allow a second or even third asphalt roof to be installed if the home's framing can support the extra weight.

And beware a roofer who says you need an entirely new deck, the wood base beneath the shingles. That will cost thousands of dollars more. In fact, a completely new deck is needed only one in 1,000 times. Usually only a portion of a deck needs to be replaced, but only if it's rotted.

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My mother began getting calls from men who misdialed the similar number of an escort service. Mom, who had had her number for years, asked the telephone company to change the organization's number. They refused. The calls kept coming day and night. Finally, Mom began telling the gentlemen who called that the company had gone out of business. Within a week, the escort service voluntarily changed its number.  

-- Marian Burgess