How do you live better for less? From saving money on shopping and eating out to cutting costs around the home, tell us your best money-saving secrets and you could win a book!
Please submit your cost-cutting ideas here.
Good luck!
This Month's Prize

Penny Pincher's Almanac -- an amazing collection of clever tightwad tactics to show you how to live a whole lot better for less. Save money on groceries, beat the high cost of prescription drugs, find bargains for your next vacation, slash your home heating bills, and so much more!
Take a peek at some expert secrets from the book:
Stop Leaking Cash
Family Fun on a Budget
Contest Rules
1. This contest is open to U.S. residents 18 years of age or older. Employees and immediate family members of Reader's Digest or its affiliated or subsidiary companies are not eligible to participate. Contest is governed by laws of the USA. All federal, state and local laws and regulations apply. Void in Colorado and where prohibited by law.
2. Entrants must submit an original cost-cutting idea. The winner of the Contest will be determined by judging all the entrants' submissions based on the following criteria: 50% ingenuity, 50% originality of the idea. All judging will be accomplished by a panel of RD.com editors. Decision of the judges is final. One winner will be selected. All prizes will be awarded.
3. Submit your entry by filling out our contest entry form. All entries must be received by 11:59 pm on November 21, 2006. Entries must include your full name, address, city, state, ZIP, and email address. If entries do not contain all necessary information, entrant will be disqualified. Please be certain to follow all directions.
4. Sponsor is not responsible for any damage to user's system or from downloading any information necessary to participate in the contest. Limit one entry per person. Entry must be the original work of entrant and not previously published. All entries become the property of Reader's Digest and will not be returned. All contributions may be edited.
Prize Information
5. Prize: Penny Pincher’s Almanac . Total retail value: $29.96. Prize is not redeemable for cash. RD.com reserves the right to substitute prizes for those with similar or greater value.
6. Winner will be determined on or about November 30, 2006, and notified by email within two weeks of that date. Winners will be required to sign a waiver agreeing to the use of their name and likeness and entry for promotional purposes (except where prohibited by law).
7. Reader's Digest reserves the right to terminate or modify this contest at any time. In this event, winners will be selected based on entries received to date of termination. In the event two substantially similar entries are received, the entry received first will be included in the judging.
8. Approximate number of contestants anticipated is 250.
9. If you wish to receive a list of prizewinners or have any questions about the Contest, specify your request and write to: Chandni Jhunjhunwala, Reader's Digest, 1 Reader's Digest Road, Pleasantville, NY 10570-7000.
See our Privacy Policy.


Advertisement





















