Find another source of income, in addition to your regular job.
Can you find a way of creating something, consulting, writing, translating, editing, babysitting, taking care of an elderly person, promoting something, or organizing something? The possibilities are endless. Here’s a clue—look for a way to take away someone’s pain, or problem. That’s what people will pay money for. What are you really good at? What is easy for you? Stretch your identity of what else you might be able to do, other than your regular job. And if you are the creative type, which deep down we all are, think about writing an ebook on a subject you know a lot about. There are plenty of sites that will put it up for free. You can then be making money while you sleep. That’s the goal.