Safe and Sound: The Smart Way to Use a Safe Deposit Box

If you are worried about the security of your valuables, you might be in the market for a safety deposit box. The New York Times reports that natural disasters, and the recession, have escalated sales for the residential safe industry since many people now want to keep their valuables at home.

There are advantages and disadvantages to consider when choosing where to keep your most important documents. While a bank’s box is less likely to be subject to burglary, fire, or water damage, it is also less easy to access. Additionally, some insurance companies will lower their premiums for items stored at the bank.  No matter your storage choice, here’s a look at what should and shouldn’t be locked in your deposit box:

Original documents including insurance policies; birth, marriage, divorce, and death certificates; deeds, titles, mortgages, leases; contracts; stocks; bonds; certificates of deposit; valuable, durable objects like jewelry, medals, rare stamps, coins, and other collectibles; photos of your home and its contents for insurance purposes; and anything else that is irreplaceable to you.

Anything that you might need at the last minute: Original documents including powers of attorney, living wills, medical directives, passports, funeral and burial wishes, and your will. You can put a copy of your will in a safe deposit box but keep the original elsewhere, because some states require a court order to open the safe-deposit box of a deceased person, and that can take time. The originals are better off at your home and with your lawyer.

Read The New York Times’ full story, “Sales of Home Safes Surge, Driven by the Recession and Recent Disasters

See also:
What to Expect When You’re Expecting a Hurricane
7 Things You Didn’t Know About Hurricanes
How to Design a Tornado-Safe Room

Source:, Early Bird Specials

Become more interesting every week!

Get our Read Up newsletter

how we use your e-mail

Some people like to travel by train because 
it combines the slowness of a car with the cramped public exposure of 
an airplane.

Dennis Miller

I think my pilot was a little inexperienced. We were sitting on the runway, and he said, “OK, folks, we’re gonna be taking off in a just few—whoa! Here we go.”

Kevin Nealon

“I can’t wait until your vacation is over.” 
—Everyone following you on Instagram


A man knocked on my door and asked for a donation toward the local swimming pool. So I gave him a glass of water.

Comedian Greg Davies

Funny Jokes

Just found the worst page in the entire dictionary. What I saw was disgraceful, disgusting, dishonest, and disingenuous.


Funny Jokes

Client: We need you to log in to the YouTube and make all our company videos viral.


Funny Jokes

My cat just walked up to the paper shredder and said, “Teach me 
everything you know.”


Funny Jokes

“Just because you can’t dance doesn’t mean you shouldn’t dance.” 

@yoyoha (Josh Hara)

Funny Jokes

My parents didn’t want to move to Florida, but they turned 60 and that’s the law.

—Jerry Seinfeld

Funny Jokes

Q: What do you call an Amish guy with his hand in a horse’s mouth?

A: A mechanic.