Your Credit Score: What Matters, What Doesn’t

Your Credit Score: What Matters, What Doesn’t© iStockphoto/Thinkstock

Almost 60 percent of people don’t know what determines a credit score, according to Visa. Below, the top five factors people think matter — but don’t — and five that really do.

Employment history Paying on time
Interest rates on debt Amounts you owe
Assets/savings How long you’ve had credit
Age New accounts and credit checks
Where you live The number and type of accounts

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One thought on “Your Credit Score: What Matters, What Doesn’t

  1. If you’re unable to manage your obligations, you can approach a credit counseling agency. Here, the proficient counselors will review your financial status and help you formulate a budget so that, you’re able to make your monthly payments on time. They will educate you how to manage your finances and suggest you possible ways to set aside your money to build up funds and repay your debts on time. If you’re still unable to repay your debts, they will offer you a debt repayment plan with the help of which you can pay off your debts soon.

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