So are you ready for the holiday season? I know figuring out what to get the folks on your list ain’t easy. And since money is tighter than ever, making every gift giving dollar count is imperative. That’s why I came up with this affordable list that may help you with your gifts and save you some time.

Chocolate Lovers Delight
Customize one pound of hand crafted confections from a virtual chocolate box and pick your family or friends faves. All nuts? No nuts? Yes jellies? Milk or dark you choose. Alethea’s Custom Chocolate Box: $29.99
www.aletheas.com

Crème de la Crème
Boots No 7 is a favorite facial cream in Britain and now it is available here. My make up artist friends swear by this gift idea for the special woman in your life. Boots No 7 Protect & Perfect Intense Beauty Serum 1 oz: $22.99
www.target.com

A Hole In One
A golf lovers best buddy. A cute tote to fit the accessories.
Trunk It Golf Gear Case: $29.99
www.austads.com

Book Worms
My friends swear this is the way to go. Flipping through pages in a book or publication is messy and cumbersome. So they are switching to Kindle hand held sets to do their reading. Kindle Wireless Device: $249.99
www.Amazon.com

Popcorn and a Movie
Load up a basket of gourmet popcorn and add a subscription to Netflix. You get DVD movies sent to your home with no hassle and no postage costs. Netflix subscriptions start at $8.95 a month. www.netflix.com

Make it Personal
Café Press allows you to put your own picture, drawing or logo on lots of different items. I found a baby bib for $10 and a dog t-shirt for $19.99. www.cafepress.com

Hot Toys
Zhu Zhu Pet is a realistic hamster named Patches that comes with its own funhouse. Plush toy that coos and purrs almost real! Lot less clean up than a real crawler. One toy limit. $49.95

Text & Learn, A PDA for kids 3 and older. They can pretend to text and exchange messages. $21.95 www.toysrus.com

Hot Toys For Teens
MP3 players are on every teen’s list. Check out Apple’s iPod series and Zune. Prices ranges from under $100-$200. www.bestbuy.com

Cheap Eats and More
Buy a subscription for a family you love to Costco, BJ’s or Sam’s Clubs. Annual fees around $50.

Picture This
A customized hard cover photo album. Spend the time to find all the pictures you love and format it into a professionally looking album. You get 20 pages with 240 photos and you add your own captions. $34.75 www.mypublisher.com

Gifts That Cost You Your Time and Talent:
Offer a friend:
A cooking lesson
A make up lesson
Babysitting hours
Fitness session
Car wash
Tutoring

And my most favorite gift?
A subscription to Readers Digest Magazine!!!!!