13 Things Your Bank Won't Tell You

When you bring in your change. Please for the love of all that is good and holy remove trash, cigarrette butts, toenail clippings and other nasty items that I dont even want to mention in mixed company!

First , the coin machines break all the time and smart banks won't invest money in a machine that always breaks! Roll you coin, you;ll have to wait even longer in line if you don't. Some ATMs require that you put cash directly into the machine. Those machines, you put an envelope in&you will break the machine. Yes, the reason the guy in the cubicle can't help on the teller line is that people at the desks are not trained to be a teller, Do you want someone to touch your money who isn't trained?

The comment about change is wrong (for good banks). Your local bank should have a change counting machine that is free to use for customers (similar to Coinstar but they don't take 10% of your money). You just wasted your time if you sat there and rolled all your pennies.

I used to work at a bank and if you bring in rolled coin we would have to unroll it to put it in our counter. It's time consuming and pointless. Bring in your change unrolled. Some banks won't accept rolled coin because you could've made a mistake rolling it (ehich happened alot!) and then the tellers are liable for your mistake.

Miranda, it's their job. Bankers handle money - even if it's in the form of change. If they don't like it, they are more than welcome to find another job. And I've yet to see a bank that doesn't have a change counter. If your particular bank does not, you might want to ask yourself what they're doing wrong that they couldn''t afford to buy one a couple years ago when banks were flushing money down the toilet.

Kittie- Those coin counters cost thousands of dollars each (not for the little personal ones, the ones banks actually use). Not to mention the money banks have to pay to hire extra tellers because if every bank had a coin counting machine EVERYONE would bring in their change. It's a bad economy and people are saving their pennies. And just because it's a machine doesn't it make it super fast to count. It's a huge waste of time. Roll your own coins.

"8. Please don't haul in plastic bags of loose change. We really don't have the time or manpower to count it. Ask for free wrappers and bring in rolled coins next time." Gee, I could swear this is what banks were built to do: process money. Where else are you supposed to take change? And what stone-age bank doesn't have a coin counter?

PS - change your bank, I would!

For an explanation of the rules for claiming insured deposits at banks that have closed, and a list of failed banks and those that they have acquired over the years - go to www.failedbankreporter.com

There are specific time limits within which an insured deposit or safe deposit box must be claimed, after which the funds or property are forfeited.