"10. Designate one person to whom you can vent your frustrations." - unless this is a mental health professional, this is likely to be the person who will either be having a breakdown because of you, or soon no longer speaking to you.
Getting out of debt is one of the most important positive steps you can make for yourself and your family. Make 2008 the year you finally clean up your finances.
Defuse Stress for a More Enjoyable Day
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