6 Things Not Worth the Money

View as Slideshow


1. Credit card payment insurance

1. Credit card payment insuranceistock/ShotShare
For a monthly fee, many credit card companies offer an optional insurance policy: they’ll cover your payments if you become disabled or unemployed. Financial advisors explain that most of these programs are rife with complex rules and restrictions, and recommend using the money you would have spent on insurance to pay down your balance instead.

2. Premium gas

2. Premium gasistock/Massimo Merlini
You may think that filling your tank with premium rather than regular will help your car run better and longer, but according to Car and Driver magazine, you’d be wrong. A recent study by the magazine revealed that high-octane gasoline had no effect, except on ultra-high performance vehicles.

3. Unlimited cell-phone minutes

3. Unlimited cell-phone minutesistock/Courtney Keating
You may think you need a cell phone plan with unlimited minutes, so you have the freedom to talk as much as you like without incurring extra fees. But most people don’t exceed the number of minutes offered in even the least expensive plans from most carriers (about 700 per month for a family plan). Check your usage amount on bills for the past several months before choosing a pricier plan.

Content continues below ad

4. Automobile service warranties

4. Automobile service warrantiesistock/AzmanL
The manufacturer warranty you get when you purchase or lease your car is legit. The one you’re offered via a postcard in the mail, in all likelihood, is not. According to an investigation by the Better Business Bureau of St. Louis (home to several warranty companies), nearly $3 million in repairs that should have been covered according to contracts were not. What’s more, over 90% of those who purchased such insurance found the process to be "misleading or improper."

5. Bottled water

5. Bottled wateristock/EasyBuy4u
Contrary to what most bottled water producers would like you to think, much of what they’re bottling came straight from a tap rather than a spring or well. Using a water filter will give you similar results for a fraction of the price. It’s also kinder to the planet -- most plastic water bottles end up in landfills, rather than at recycling facilities.

6. Lottery Tickets

6. Lottery Ticketsistock/Catherine Lane
Yes, $10 million probably will make your life wonderful, but almost anything is more likely to happen than you winning the lottery. The chance of winning most big-ticket lottery jackpots is well over 100 million to one. Source: Moneyland

Become more interesting every week!

Get our Read Up newsletter

how we use your e-mail
We will use your email address to send you the newsletter each week, and we may also send you occasional special offers from Reader's Digest. For more information please read our privacy policy.

Funny Jokes

Some people like to travel by train because 
it combines the slowness of a car with the cramped public exposure of 
an airplane.

Dennis Miller

Funny Jokes

I think my pilot was a little inexperienced. We were sitting on the runway, and he said, “OK, folks, we’re gonna be taking off in a just few—whoa! Here we go.”

Kevin Nealon

Funny Jokes

“I can’t wait until your vacation is over.” 
—Everyone following you on Instagram


Funny Jokes

A man knocked on my door and asked for a donation toward the local swimming pool. So I gave him a glass of water.

Comedian Greg Davies

Funny Jokes

Just found the worst page in the entire dictionary. What I saw was disgraceful, disgusting, dishonest, and disingenuous.


Funny Jokes

Client: We need you to log in to the YouTube and make all our company videos viral.

From clientsfromhell.net

Funny Jokes

My cat just walked up to the paper shredder and said, “Teach me 
everything you know.”


Funny Jokes

“Just because you can’t dance doesn’t mean you shouldn’t dance.” 

@yoyoha (Josh Hara)

Funny Jokes

My parents didn’t want to move to Florida, but they turned 60 and that’s the law.

—Jerry Seinfeld

Funny Jokes

Q: What do you call an Amish guy with his hand in a horse’s mouth?

A: A mechanic.