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VOLUNTEER YOUR TALENTS
The USA Freedom Corps has a Financial Literacy Volunteer Initiative. Share your knowledge with people who are struggling to manage their money or avoid foreclosure (usafreedomcorps.gov).

MAKE A DONATION
Gold Cross of America helps families facing foreclosure with educational material, financial assistance, and referral services (877-251-1734, goldcrossofamerica.com).

TRY COUNSELING
Neighbor-Works Training Institute offers a range of courses in foreclosure intervention counseling—from two-day seminars to a six-month certificate program. Many are open to nonprofessionals (nw.org).

If you're facing foreclosure, the following organizations can refer you to HUD-approved nonprofit agencies that will work with you free or at little cost. They can negotiate on your behalf with a lender; explain your rights, responsibilities, and options; and set up a realistic budget.

ACORN Housing's Home Equity Loss Prevention (HELP) Program
888-409-3557
acornhousing.org

Homeowner's Hope
888-995-HOPE
995hope.org

Neighborhood Assistance Corporation of America (NACA)
888-302-NACA
naca.com
From Reader's Digest - June 2008
 
Must Read Should Everyone Read This? Yes! I vote for this story
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To Donna Reed: Dont take offense to the mention that half of African Americans and 40 percentof Hispanics get sub-prime loans. It was mentioned to highlight the fact that sub-prime lenders taget minority groups.

By evboyd, on 07/21/2008
I didn't see the point of pointing out that "half of African American borrowers get sub-prime mortgages" in a story about a Hispanic family. Was it intended to show how much worse off African Americans are compared to Hispanics? Where are the sub-prime borrowing statistics on Whites, Asians, Indians...? It was a foolish and racist addition to an otherwise heartwarming story.

By DonnaReed, on 07/18/2008
Excellent story! It reads like a movie. I tells me the true life of many Americans. Life is not a bed of roses.

By zhenmafudan, on 06/13/2008
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