To Catch an Identity Thief

"I hunted down the woman who stole my life."

Identity Theft
Alleged Suspect
Criminal
To Catch a Thief
PHOTOGRAPHED BY ERIK BUTLER
When Karen Lodrick's identity was stolen she decided to fight back.
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MICHAEL MACOR / SAN FRANCISCO CHRONICLE / CORBIS
Karen Lodrick holds the printout of the alleged suspect, shown here using an ATM to withdraw funds from Karen’s account.
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PAUL CHINN/ SAN FRANCISCO CHRONICLE / CORBIS
Maria Nelson had six prior criminal convictions.
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ILLUSTRATED BY JASON LEE
When she saw the woman who stole her identity, Karen took matters into her own hands. This is where the chase lead her.
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Identity Theft
PHOTOGRAPHED BY ERIK BUTLER
When Karen Lodrick's identity was stolen she decided to fight back.
Image Image Image Image
Ed, I've got to go ... I've got to follow her.

"I've Got to Follow Her"

Karen Lodrick ordered a latte at Starbucks while waiting nervously for the bank on San Francisco's Market Street to open. She had been anxious and distracted of late but couldn't help noticing the scruffy-looking pair standing next to her: a tall man wearing a navy baseball jacket and a large woman in jeans and Gucci glasses, carrying a brown suede coat and a Prada purse. The woman looked vaguely familiar.

That coat. A cold tingle of fear ran through Karen as she took it all in. The distinctive faux-fur trim along its edges looked as unkempt as the woman who held it. And then -- bingo -- she knew. Karen's ID had been stolen five months before. Her bank account had been emptied, and her life sent reeling out of control. The coat she was looking at was the same one she'd seen in the bank surveillance tape, worn by the woman who'd stolen Karen's ID.

Karen followed the pair onto the patio and watched as they settled at a round table under a burgundy window awning. She called 911, asked that a police officer meet her, then settled at the next table, watching and waiting on this morning in April 2007.

Just the day before, Karen's bank had called after closing hours to tell her that she'd left her driver's license at a branch on Market and Church streets. But Karen had never been to that branch. And her real driver's license was still in her wallet. The con artist must have come back to retrieve the phony license.

A cell call from her friend Ed Fuentes interrupted her thoughts. She walked toward the hedges that bordered the Starbucks patio, out of earshot of the pair, and told him her suspicions.

The large woman and her companion stole glances at Karen, looking increasingly nervous. Then they got up from the table and separated. The man turned south. The woman headed north.

"Ed, I've got to go," she told her friend. "I've got to follow her."

"Don't do anything crazy, Karen," said Fuentes. "She could have a gun."

"I've got to do it." She feared that if she didn't act, the identity thief would disappear, along with any hope of ending her bad dream. The chase was on.

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