Vote luxuries off the islandiStock/pixdeluxe
It’s time to get real about what you need and what you don’t. Sit down with a pen and paper (or your phone and notepad app), and write a list of the expenses you feel are on the line, a.k.a. might not be necessary. This could include cable, monthly nail appointments, and your morning stop at the local coffee shop, and decide what you can cut down on or get rid of. For example, get coffee only on Friday mornings, as a treat for making it through the week. Small but thrifty changes like these will add up fast.
Save on your water billiStock/Pamela
Simple: Wash your clothes less. There are many items that don’t need to be washed regularly, like jeans, sweaters, and sweat pants. Instead of tossing them in the laundry because you don’t feel like folding them—trust us, we know this trick all too well—take the extra minute to put them away. You’ll save a little on your water bill, and after a year, you’ll see that the little you saved goes a long way. While you’re at it, you can get away with showering less often too.
Choose your grocery store wiselyiStock/Leonardo Patrizi
An interesting grocery survey recently debunked a popular thrifty myth: That Trader Joe’s is not the least expensive place to buy groceries. In fact, in an analysis of five nationwide grocery chains, it was the last on the list for average monthly savings. So, instead of choosing the grocery store that’s closest to you, or the one everyone says is most affordable, take a look at all your options. For example, Aldi was found to be the most cost effective, with an average of 34 percent in monthly savings. Walmart came in second with 14 percent monthly savings, and Kroger with 5 percent. Say goodbye to that small parking lot and hello to effortless thrifty groceries. (Related: Don’t fall for these 50 supermarket tricks and you can wind up saving big.)