“All insurance is the same”iStock/AndreyPopov
The most basic and most common form of moving insurance is Standard Repair Coverage Insurance. However it only pays $0.60 per pound per item if something is damaged. That’s fine if you’re only moving pillows but heaven forbid the movers drop your 30-pound flat-screen TV. “With Standard coverage you’d only see an $18 check to cover your broken $500 TV,” says Mike Glanz, CEO of HireAHelper. “Most reputable moving services will offer another form of insurance, called Full-Value Replacement Coverage, which covers (just like it sounds) the full value of every item listed in your inventory. This coverage is generally available as a paid upgrade but is relatively cheap.
“You don’t need to be here, we got this”iStock/XiXinXing
“You must supervise the loading and unloading of your belongings,” says Mr. Sapir. “If you absolutely can’t be there, ask a good friend to come.” This makes sure that none of your stuff “disappears” and allows you to make note of any damage that may happen during the moving process. Check out these secrets a burglar won’t tell you.
“We do door-to-door service”iStock/Aneese
They may be getting things from one doorstep to another but it may not be the same moving company the whole way or the same items you packed. Make sure that once your items are loaded onto a truck, they don’t get unloaded until it gets to your new house. “Many less reputable movers will switch trucks, or mix multiple households onto a truck and every time that happens, the likelihood of damage or missing items is increased 100 fold,” says Jeff Campbell, a moving expert and author of New Middle Class Dad.