“Can you hear me?”Fedorovacz/Shutterstock
Pause before speaking if a caller starts by asking, “Can you hear me?” Scammers are looking for a specific answer, says Eva Velasquez, CEO and president of Identity Theft Resource Center. “By getting you to answer ‘yes’ to that one question at the very beginning of the call—as opposed to somewhere in the middle of the conversation, where dubbing would be more obvious—scammers can record your affirmative answer,” she says. They can use that recording to claim you agreed to pay for some scam program. Even if it looks like the call is from someone you know, rephrase your answer to “I hear you just fine” to be safe, suggests Velasquez.
Don’t freak out if someone claiming to be from the IRS calls to collect money. Scammers use fear tactics and threaten to send the police if you don’t pay up immediately, but don’t fall for it. “The only way the IRS will get in touch with you is in the mail, on official letterhead,” says cybersecurity expert John Sileo. Even if the callers don’t ask for money, they could prey on your information by ask you to verify your identity. They might quote information you’d think only the IRS could know, like what you paid in taxes last year, but that doesn’t mean you can trust them with your Social Security number. Hang up and call a phone number you can verify online, says Sileo. Remember these 11 tips to avoid a home improvement scam.