Cash out on cash back websites
Rawpixel.com/Shutterstock One of the easiest ways to save money every time you shop online is to hit up a cash back website first like ebates.com, topcashback.com, or befrugal.com. “Once you’re signed up, you can search thousands of stores such as Target, Amazon, and Macy’s and see how much they offer in cash back,” explains Jon Lal, founder and CEO of befrugal.com. “Then, you simply click the store where you want to shop, and a new browser window opens where you shop on the store’s website as normal. You will start accumulating money in your account at the cash back shopping website. You can request payment in the form of a check, PayPal, or gift card.” Use the cash back sites search engine to see if your favorite store is listed, then comparison shop. While Top Cashback may offer 10 percent back at Gap, another site like Ebates might be offering double (Ebates varies its double cash back deals frequently.) Or download a browser extension, such as the BeFrugal Add-On, and it will automatically tell you coupon codes and cash back rates when you visit a store’s website. Find out more money-saving advice from smart savers.
It’s OK to double dip when it comes to deals
The Nice LifePic/Shutterstock Found a Groupon discount for dinner at the Indian restaurant you’ve been jonesing to try? Click on your fave cash back site and then click on Groupon to earn money towards satisfying the foodie in you. Combine that with a 20 percent off coupon on the Groupon website (these deals are also offered frequently), and you’ll be eating like a king for less. But, Lal cautions, “Just make sure you pay off your credit card bill in full each month.” Or you could end up seeing those discounts eaten up by high interest rates. Check out some great apps to save some more cash when eating out.