135pixels/shutterstock There are a lot of secrets your pet won’t tell you—but “I need a spa day” probably isn’t one of them. Luxe treatments for pampered pooches can add up quickly and can be a real factor in wasting money. “One national chain advertises ‘Groom + Top Dog Add-On’ priced at up to $148, which includes ‘upgraded shampoo and conditioner, teeth-brushing/breath freshener, bandana or bow, scented cologne spritz, nail grind (separate from regular trim), scented face wash, paw massage, coconut-oil nose and paw rub, and ear flushing,'” according to Kimberly Foss, CFP, founder and president of Empyrion Wealth Management. “Don’t Splurge above basic grooming! The opportunity cost over 10 years is $21,185—even more if you bathe your dog at home too.” Here’s a look at five more pet items you might be wasting your money on.
Efetova Anna/shutterstock This little luxury really adds up. According to consumer pricing site CostHelper.com, a small nail salon (not a spa or resort) charges an average of $12.50 for a manicure and $20 for a pedicure. “That’s an opportunity cost over 10 years of $17,358!” Foss says. Plus there are dangers with in-salon nail treatments, so all the more reason to opt for a DIY mani/pedi. Here’s what nail salon technicians won’t tell you.