Don’t Be Scammed: 5 Ways to Safeguard Your Accounts

[step-list-wrapper title=”” time=””] [step-item number=”1.” image_url=”” title=”Your credit card number” ] Danger: A thief goes on a spending spree with

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[step-item number=”1.” image_url=”” title=”Your credit card number” ] Danger: A thief goes on a spending spree with your account.
Protection: Scrutinize every statement, and report all suspicious charges. [/step-item]

[step-item number=”2.” image_url=”” title=”Your Social Security number” ] Danger: Using your SSN and a bit of “social engineering,” a crook can take out loans, and even commit other crimes, in your name.
Protection: Place fraud alerts on your credit reports. Refuse to give out your SSN as an ID.[/step-item]

Social Security Card
Don’t let thieves commit crimes in your name! Refuse to provide your social security number as a form of ID.
[step-item number=”3.” image_url=”” title=”Your mother’s maiden name” ] Danger: Mom’s maiden name might be all a crook needs to open your bank’s vaults.
Protection: Use an answer only you know.[/step-item]

[step-item number=”4.” image_url=”” title=”
Debit card number and PIN” ] Danger: With hidden devices at purchase or by hacking into retailers’ computers, scammers harvest and drain victims’ debit cards.
Protection: “I never use my PIN unless I’m at a bank ATM,” says Avivah Litan, an analyst at Gartner, an IT research firm. Shopping with your debit? Say “credit” at checkout and sign, or use a signature-required debit card.[/step-item]

[step-item number=”5.” image_url=”” title=”Bank passwords and log-ins” ] Danger: Your life savings evaporates in an instant, remotely, and with little trace.
Protection: Never click on a link to your bank that arrives in your e-mail. Visit your bank online only by typing in the URL.[/step-item]

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Originally Published in Reader's Digest

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