Your Credit Score: What Matters, What Doesn’t

© iStockphoto/Thinkstock Almost 60 percent of people don’t know what determines a credit score, according to Visa. Below, the top

© iStockphoto/Thinkstock

Almost 60 percent of people don’t know what determines a credit score, according to Visa. Below, the top five factors people think matter — but don’t — and five that really do.

WHAT DOESN’T MATTERWHAT DOES MATTER
Employment historyPaying on time
Interest rates on debtAmounts you owe
Assets/savingsHow long you’ve had credit
AgeNew accounts and credit checks
Where you liveThe number and type of accounts
Originally Published in Reader's Digest

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