Being a caregiver is challenging enough. But when the person you’re caring for is reaching the enrollment age for Medicare – or is past that age but needs to be enrolled anyway – the prospect of engaging in what may seem like a bureaucratic battle may seem overwhelming. It doesn’t have to be, though. Before you start reading up on what you have to do, take a deep breath. All the information you need is easily available. Here are some facts to get you started.
Initial Enrollment in Medicare
What’s called the Initial Enrollment Period starts three months before a person’s 65th birthday and continues for seven months after the birthday. An important thing to remember is that there is no penalty for enrolling late in Medicare Part A, but in Medicare Part B, there will be a 10 percent cost increase for every year a person is not enrolled in Part B. The different parts of Medicare are explained in the following slides.