Determine your risk
crazystocker/Shutterstock Do you know if you live in a hurricane zone? If you live in Florida, Texas, Mississippi, or Louisiana, the answer is probably yes. According to the National Oceanic and Atmospheric Administration (NOAA), determining the likelihood that a hurricane will strike your home is the number one step in preparedness. Hurricanes often bring heavy flooding, winds, and even tornadoes, so don’t just assume that you won’t get hit by a hurricane if you don’t live on the coast. “Hurricanes are not just a coastal problem. Their impacts can be felt hundreds of miles inland,” says NOAA. If you’re wondering if a hurricane in headed your way, NOAA has awesome tracking tools that can show you exactly where the storm will be and around what time, as well as check out hurricanes that already occurred and see the danger zones.
Develop an evacuation plan
Miami2you/Shutterstock If you know that you live in a hurricane prone area, you should make a hurricane evacuation plan ASAP as a precaution. Hurricanes are very unpredictable and you don’t want to be scrambling last minute to put together an evacuation plan if a hurricane is heading your way. Kathy Phillips, a Senior Underwriter at USAA, recommends creating a family evacuation plan that includes figuring out more than one escape route to your destination and calling ahead to shelters to make sure they can take your entire family, including pets. Part of your evacuation plan should also include telling family and friends where you’re heading, ensuring the cars are full of gas, and having extra cash on hand. Check out this expert guide for navigating life’s scariest perils and everyday frustrations.