We all know that money makes the world go ’round. But want to know the real secret to financial success? Understanding the ins and outs of saving and spending money in the first place! The more you know, the more it will grow.

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The 10 Best Places to Live Well for Under $40,000 a Year

From the cost of living to local activities, these places give you the best value for your money in America, according to AARP.