You’re having marital problems
Most credit card companies comb through cardholder data for signs of financial trouble, and we may use that to lower your credit. A Federal Trade Commission suit against CompuCredit, which marketed the Visa Aspire card, accused the company of lowering available credit to customers who used cards for marriage counseling, bars, or pawnshops. Here are the things you should stop doing to prevent money-related fights in your relationship.
You don’t have the best manners
If you call even one time and get angry or use profanity, we may put a note on your account that you are a “verbally abusive” caller. Every time you call in after that, the customer-service rep will be on guard. Here are some other behaviors that automatically make you seem like a jerk.