Make your own coffee
Think about how much you pay for that fancy latte with special milk each morning. Now, consider that you can make your own at home for under 20 cents per cup. “When you see these numbers exposing the ‘latte effect’ over a lifetime, you may be more inspired to make your own,” says Vera Gibbons, personal finance expert and founder of noponews.com.
You save: $100 to $150 every month