Erica Lamberg

Erica Lamberg is an experienced travel and business writer based in suburban Philadelphia. Specializing in family travel, cruise experiences, and tips for enriching and affordable vacations. Beyond travel, Erica writes about personal finance, health and parenting topics. Her writing credits include Reader’s Digest, USA Today, Parents Magazine, Oprah Magazine and U.S. News & World Report. Her favorite city is Paris and she dreams about visiting Greece and Israel. She is a graduate of the University of Maryland at College Park and is married with two children.

4 Times You Should Never Open a Store Credit Card—And 3 Times You Should

Resist that temptation to open a store credit card during the holidays. We've asked credit experts to explain when you should say "no"—and when you can say "yes."